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Stop Before You Click: Why Your Bank’s Mortgage Renewal Offer Might Cost You
Mortgage Agent - Level 2
Niru Ratnasingam
Oct 32 min read
How First-Time Homebuyers Can Take Advantage of Canada’s 2026 Mortgage Changes
If you have been trying to buy your first home in Ontario over the last few years, it probably felt like the goalposts kept moving. Between high interest rates, strict stress tests, and huge down payment requirements, getting into the market was tough. The good news? 2026 brings some of the biggest, most helpful changes for first time buyers in years. With recent Bank of Canada rate cuts, new rules that lower your required down payment, and extended payment terms, owning a ho
Niru Ratnasingam
Oct 24 min read
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