<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Mortgage Approvals]]></title><description><![CDATA[Unlocking Your Home Financing Dreams]]></description><link>https://www.mortgagebyniru.ca/blog</link><generator>RSS for Node</generator><lastBuildDate>Sun, 11 Oct 2026 21:50:01 GMT</lastBuildDate><atom:link href="https://www.mortgagebyniru.ca/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Stop Before You Click: Why Your Bank’s Mortgage Renewal Offer Might Cost You]]></title><description><![CDATA[Mortgage Agent - Level 2]]></description><link>https://www.mortgagebyniru.ca/post/stop-before-you-click-why-your-bank-s-mortgage-renewal-offer-might-cost-you</link><guid isPermaLink="false">6ac0f2d5e1d5ed45d5cf73f8</guid><pubDate>Sat, 03 Oct 2026 12:54:59 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a60a93_19bc9a961d4f4dbbbc5340ebbec48a84~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Niru Ratnasingam </dc:creator></item><item><title><![CDATA[How First-Time Homebuyers Can Take Advantage of Canada’s 2026 Mortgage Changes]]></title><description><![CDATA[If you have been trying to buy your first home in Ontario over the last few years, it probably felt like the goalposts kept moving. Between high interest rates, strict stress tests, and huge down payment requirements, getting into the market was tough. The good news? 2026 brings some of the biggest, most helpful changes for first time buyers in years. With recent Bank of Canada rate cuts, new rules that lower your required down payment, and extended payment terms, owning a home is much more...]]></description><link>https://www.mortgagebyniru.ca/post/how-first-time-homebuyers-can-take-advantage-of-canada-s-2026-mortgage-changes</link><guid isPermaLink="false">6abfeb1fa6828b6df2878119</guid><pubDate>Fri, 02 Oct 2026 17:44:32 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a60a93_01ac2e2318a44beda6b40c75bace22cd~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Niru Ratnasingam </dc:creator></item></channel></rss>